Platform Features

A Platform Purpose-Built for Modern Business.

Every Feature Designed to Create Measurable Value

Platform Features

Five categories. One connected platform.

Jump to a category, or scroll through membership, trade, finance, network growth, and administration.

Category 01

Membership Management

4 features

Category 02

Trade and Transaction

5 features

Category 03

Financial Management

4 features

Category 04

Network & Business Growth

4 features

Category 05

Platform Administration

2 features

Membership Management

Tiered Membership Cards

Talent Card provides structured membership tiers tailored to businesses of every scale, balancing cash dividends, credit access, and network trade opportunities.

Gold Card

Membership Fee

Rs. 100,000

Dividend

100% paid in cash

Credit Access

High credit capacity, determined by the member's verified business performance, trading volume, and financial strength.

Best For

Established businesses seeking maximum financial returns from their trading activities while enjoying full cash dividend benefits.

Silver Card

Membership Fee

Rs. 50,000 + Tt. 50,000

Dividend

50% in cash + 50% in Talents

Credit Access

Medium to High, based on business growth, transaction history, and verified trading performance.

Best For

Growing businesses that wish to balance immediate cash returns with increased purchasing power within the Talent trading network.

Red & White Card

Membership Fee

Rs. 25,000 + Tt. 75,000

Dividend

100% paid in Talents

Credit Access

Entry-level credit that progressively increases as members demonstrate consistent trading activity and platform engagement.

Best For

Businesses focused on expanding their purchasing power within the Talent ecosystem rather than receiving cash dividends. Ideal for new members with strong products or service offerings.

Online Membership Application

Please attach the following documentary evidence to expedite the processing of the application.

The digital application process replicates the official Talent Card Membership Application, enabling businesses to provide detailed company information, authorized representatives, financial records, products, services, and business references through a secure online workflow.

A certified copy of the Business Registration

A certified copy of the registered list of directors of the company

The current year Auditor's Report

A list of products/services available for trade and their retail price list

An Expense analysis of the previous year both company and personal expenses

A copy of the identification document(s) of the applicant(s) (ID/Passport/Driving License)

A Board Resolution or Letter of Intent

Submitting an online Talent Card membership application with required documents

Membership Renewal and Upgrade

Members can renew memberships through the platform, with smart contracts automatically managing renewal cycles. Members who grow their trade volume can upgrade from Red & White to Silver, or Silver to Gold, through a structured upgrade process.

Smart-contract automated annual renewal monitoring

Progressive tier upgrades from Red & White to Silver and Gold

Increased credit limits aligned with verified trading volume

Seamless transition with zero disruption to active trade accounts

KYC and Profile Verification

All new members undergo Know Your Customer (KYC) verification. Business credentials, directorship records, financial standing, and trade capacity are reviewed before a card is issued.

This verification record is maintained on the blockchain, making each member's credibility permanently verifiable by trading partners.

Business credential and legal registration review

Directorship records and authorized signatory validation

Financial standing and solvency assessment

Trade capacity and supply verification

Permanent on-chain tamper-proof verification record

This verification record is maintained on the blockchain, making each member's credibility permanently verifiable by trading partners.

Trade and Transaction

Talent Account Management

Every member holds a Talent Account with the TalentBank. The account shows:

Trade Opening Balance

Trade Closing Balance

Total Trade Volume (Talent Transactions)

Credits (sales made in Talents)

Debits (purchases made using Talents)

Available Credit Limit

Cash Due (outstanding Payments)

Talent Due (outstanding in Talents)

Monthly Statement with full transaction history

Each statement is generated and delivered automatically, referencing the blockchain ledger for accuracy.

Talent Account overview showing balances, trade volume, and monthly statements

Transaction Authorization System

Every Talent transaction is processed through a secure authorization mechanism before completion.

The platform automatically verifies:

Membership validity and expiry status

Available credit limits

Compliance status of both buyer and seller

Smart contract rules governing the transaction

Once approved, the system instantly generates a secure three-copy Trade Voucher consisting of:

Transaction authorization checks for card validity, credit limit, compliance, and smart contract rules

Customer Copy

Merchant Copy

Talent Administration Copy

Trade Purchase Requisition

Members searching for specific products or services can submit a Trade Purchase Requisition directly through the platform.

Each request may include:

Required products or services

Quantity

Preferred price range

Purchase frequency (One-time, Monthly, or Annual)

Existing supplier references

The Talent Card intelligently matches these requests with qualified member suppliers and facilitates business connections within the network.

View Form Download Form

Submitting a Trade Purchase Requisition and matching verified member suppliers

Expense Analysis Tool

Members complete a detailed Expense Analysis to identify business and personal expenses that can potentially be replaced through Talent trading.

Business Expenses

Advertising & Marketing

Printing & Publishing

Administration

Vehicle Maintenance

Transportation & Distribution

Building & Equipment Maintenance

Miscellaneous Business Costs

Reviewing an expense analysis report with charts and a calculator

Personal Expenses

Home Maintenance

Medical Expenses

Entertainment

Personal Care

Household Expenses

Using these expense profiles, the Talent Card develops a customized savings strategy that identifies opportunities to replace conventional cash spending with Talent-based transactions.

View Sheet Download Sheet

Trading Voucher System

Every Talent transaction is supported by both digital and physical Trading Vouchers containing:

Physical Trading Voucher and digital voucher on a phone with authorization and QR code

Customer Name & Account Number

Merchant Name & Account Number

Transaction Date

Product or Service Description

Unit Price

Transaction Amount

Authorization Number (Available 24/7)

Customer Signature

Total Trade Value in Talents

Trading vouchers are securely maintained by both parties and submitted to Talent Administration for accurate account settlement and record management.

Financial Management

Commission Structure

The platform applies a transparent commission model for all trading activities.

Standard Talent-to-Talent Transactions - 5.5% Commission in local currency + 2% in Talents

Cash Sales Generated through TTP - 3% to 20% Commission in local currency

Certain industries may be subject to customized commission structures depending on business category and transaction type.

Stacked gold coins with rising commission percentages beside a financial dashboard

Bonus Points System

Bonus Points are awarded annually and determine each member's dividend entitlement.

Points are calculated based on:

Total Transaction Volume

Compliance with TTP Policies

Quality of Member Relationships

Standard of Products & Services Traded

Income Distribution Model

Revenue generated by the Talent Card is distributed through a balanced model designed to benefit shareholders, members, and society.

50% allocated to Shareholders

25% allocated to the Social Development Fund

25% distributed as Member Dividends

50%

25%

ShareholdersSocial Development FundMember Dividends

This approach supports long-term platform sustainability while contributing to national economic and social development.

Monthly Administration Fee

Members contribute a monthly administration fee to maintain their Talent Card accounts.

This fee covers:

Account Administration

Monthly Statement Generation

Trade Coordinator Services

Platform Maintenance

Member Portal Access

Tax Invoices & Account Statements

The Talent Card automatically generates detailed monthly tax invoices and account statements in compliance with accounting standards of thier relevant country.

Each statement includes:

Reviewing a tax invoice and account statement with the tax invoicing dashboard on screen

Transaction Authorization Numbers

Merchant Information

Sales & Purchase Summary

Commission Fees

Cash & Talent Balances

Opening & Closing Balances

Credit Limits

Available Trading Balance

Due payables

Network & Business Growth

Talent Trading Network Structure

Talent Member

Individual or business participating in the Talent Trading Programme

PTB

Provincial Talent Brokerage

Regional office managing local Talent Members

OTB

Overseas Talent Brokerage

International office connecting overseas trade opportunities

OPTB

Overseas Provincial Talent Brokerage

Overseas regional branch supporting international expansion

OTM

Overseas Talent Member

International members participating in cross-border trading

The Talent Trading Network is centrally coordinated from the Talent Headquarters in Australia while expanding nationally and internationally through strategically established brokerage networks.

Talent Trading Network map showing Talent Headquarters in Sri Lanka connected to TM, PTB, OTB, OPTB and OTM members

Handshake over a global network map with trade documents and a shipping port in the background

Franchise & Brokerage Opportunities

Qualified organizations and entrepreneurs may establish Provincial or Overseas Talent Brokerages.

Brokerages are responsible for:

Managing regional member networks

Facilitating local trading opportunities

Reporting operational performance

Supporting business development initiatives

Earning commissions based on regional transaction volumes

Talent Department Stores

Worldshine Lanka intends to establish dedicated Talent Department Stores across major cities.

These stores will:

Accept payments in both Local currency and Talents

Provide direct selling opportunities for TTP members

Operate under Worldshine Lanka management

Compensate employees through a combination of Talents and local currency

Talent Department Store checkout and retail floor with home, living and electronics departments

Easy Recovery System (For Banks)

Commercial banks participating in the Talent Trading Programme can utilize the Easy Recovery System to improve loan recovery.

The process includes:

Banks submit debtor information to the Talent Card.

The Talent Card analyzes products and services offered by each debtor.

Qualified buyers are identified through the Talent Trading Network.

Sales proceeds are credited to the bank's Talent Account.

Banks utilize accumulated Talents for purchases within the network.

Outstanding loan balances are progressively reduced through successful trade activity.

Easy Recovery System for banks: debtor information analyzed through Talent Card, matched with qualified buyers, and sales proceeds credited for Talent purchases

Platform Administration

Administrative Department Structure

The Talent Card platform operates through specialized departments that ensure efficient governance, transparency, and operational excellence.

Compliance, governance and access-control records for platform administration

Administration Department

Platform governance, user management, security, compliance, and access control.

Talent Trading Platform marketplace used to verify products and supervise trades

Trading Department

Product verification, marketplace supervision, and transaction management.

Talent wallet and credit-limit dashboard used for assessments and approvals

Credit Department

Credit assessments, limit management, and financial approvals.

Talent Card team collaborating on staff and organizational management

Human Resources Department

Staff administration and organizational management.

Trade Coordinators reviewing sales performance across the Talent Network

Sales Department

Trade Coordinator management, sales monitoring, and performance evaluation.

Accounting, taxation and financial reporting for Talent transactions

Accounts Department

Invoicing, commissions, taxation, and financial reporting.

Smart-contract research used to improve Talent Card platform features

Research & Development Department

Innovation, product enhancement, and continuous platform improvement.

Media/Publication Department

Official communications, publications, media relations, and public information across the Talent Card network, including magazines, the annual directory, and flyers.

TalentBank

Notification & Communication System

Stay Informed. Stay Connected. Never Miss an Opportunity.

The TalentBank platform keeps members informed about important account activities, transactions, membership updates, and trading opportunities through timely notifications. From transaction confirmations to personalized trade opportunities, members can stay connected with their Talent activities from one place.

Transaction Confirmations

Stay Updated on Every Transaction

Receive timely confirmation when a Talent transaction is successfully completed. Members can quickly review transaction details and maintain visibility over their trading activity.

Transaction status
Talent value
Buyer or seller details
Transaction date and reference
Applicable transaction fees

Credit Limit Updates

Know Your Available Trading Capacity

Stay informed whenever there is an update to your approved Talent credit limit. Notifications help members understand their available credit and plan future trading activities accordingly.

Approved credit limit
Available credit
Credit usage
Changes to credit eligibility
Credit limit updates

Membership Renewal Reminders

Keep Your Membership Active

Receive advance reminders about upcoming membership renewals so you have sufficient time to complete the renewal process and maintain uninterrupted access to TalentBank services.

Membership expiry date
Renewal due date
Membership tier
Renewal requirements
Renewal status

Bonus Point Calculations

Track the Value of Your Participation

Members can stay informed about bonus points earned through eligible Talent trading activities. Bonus points are calculated based on applicable programme criteria and can be considered when annual dividends are declared.

Bonus points earned
Eligible trading activity
Current bonus point balance
Annual bonus point calculations
Related dividend updates

Dividend Announcements

Stay Informed About Dividend Updates

Receive important announcements regarding annual dividends, including applicable declarations and information relevant to your membership. Members can access dividend-related updates directly through the platform without missing important announcements.

Dividend declaration
Applicable membership information
Bonus point considerations
Dividend status
Important dates and announcements

Personalized Trade Opportunities

Discover Opportunities Relevant to Your Business

TalentBank can connect members with trading opportunities based on their business profile, products, services, and purchasing requirements. Members can receive relevant opportunities that help them identify potential buyers, sellers, products, and services.

Potential buyers for your products or services
Products and services relevant to your business
Purchasing opportunities
New trading connections
Opportunities across the Talent Network

Everything Important. One Connected Platform.

From your latest transaction to your next business opportunity, TalentBank keeps you informed and connected throughout your participation in the Talent Trading Programme.

A Platform Designed for Real Business. Every Feature Has a Purpose.

Apply For Membership See How It Works

Trade what you produce. Buy what you need. Keep your cash.

Join the Talent Trading Programme and transform your products, services, professional skills, and available business capacity into real purchasing power. Through Talent Card, businesses, professionals, producers, and institutions worldwide can connect, trade, and grow within a verified, blockchain-secured ecosystem governed by smart contracts and supported by a dedicated global trading network-creating new sales opportunities, conserving cash, unlocking unused business value, and building a stronger global business community.

Choose your membership. Apply today. Start trading tomorrow.

Apply for Membership Download the Application Form

Not sure which tier is right for you? Our team will help you identify the best membership for your business size and trade objectives.

Call us: +94 771771557 | +94 71 6170828Visit: 94, Level Two, "Wardcity" Queen's Mary Road, Gampaha, Sri Lanka

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TalentBank

Notification & Communication System

Stay Informed. Stay Connected. Never Miss an Opportunity.

Transaction Confirmations

Stay Updated on Every Transaction

Receive timely confirmation when a Talent transaction is successfully completed. Members can quickly review transaction details and maintain visibility over their trading activity.

Transaction status
Talent value
Buyer or seller details
Transaction date and reference
Applicable transaction fees

Credit Limit Updates

Know Your Available Trading Capacity

Stay informed whenever there is an update to your approved Talent credit limit. Notifications help members understand their available credit and plan future trading activities accordingly.

Approved credit limit
Available credit
Credit usage
Changes to credit eligibility
Credit limit updates

Membership Renewal Reminders

Keep Your Membership Active

Receive advance reminders about upcoming membership renewals so you have sufficient time to complete the renewal process and maintain uninterrupted access to TalentBank services.

Membership expiry date
Renewal due date
Membership tier
Renewal requirements
Renewal status

Bonus Point Calculations

Track the Value of Your Participation

Bonus points earned
Eligible trading activity
Current bonus point balance
Annual bonus point calculations
Related dividend updates

Dividend Announcements

Stay Informed About Dividend Updates

Dividend declaration
Applicable membership information
Bonus point considerations
Dividend status
Important dates and announcements

Personalized Trade Opportunities

Discover Opportunities Relevant to Your Business

Potential buyers for your products or services
Products and services relevant to your business
Purchasing opportunities
New trading connections
Opportunities across the Talent Network

Everything Important. One Connected Platform.

From your latest transaction to your next business opportunity, TalentBank keeps you informed and connected throughout your participation in the Talent Trading Programme.

Trade what you produce. Buy what you need. Keep your cash.

Choose your membership. Apply today. Start trading tomorrow.

Not sure which tier is right for you? Our team will help you identify the best membership for your business size and trade objectives.

Call us: +94 771771557 | +94 71 6170828Visit: 94, Level Two, "Wardcity" Queen's Mary Road, Gampaha, Sri Lanka