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Every Feature Designed to Create Measurable Value
Feature Category 1: Membership Management
Tiered Membership Cards
Talent Card provides structured membership tiers tailored to businesses of every scale, balancing cash dividends, credit access, and network trade opportunities.
Membership Fee
Rs. 100,000
Dividend
100% paid in cash
Credit Access
High credit capacity, determined by the member's verified business performance, trading volume, and financial strength.
Best For
Established businesses seeking maximum financial returns from their trading activities while enjoying full cash dividend benefits.
Membership Fee
Rs. 50,000 + Tt. 50,000
Dividend
50% in cash + 50% in Talents
Credit Access
Medium to High, based on business growth, transaction history, and verified trading performance.
Best For
Growing businesses that wish to balance immediate cash returns with increased purchasing power within the Talent trading network.
Membership Fee
Rs. 25,000 + Tt. 75,000
Dividend
100% paid in Talents
Credit Access
Entry-level credit that progressively increases as members demonstrate consistent trading activity and platform engagement.
Best For
Businesses focused on expanding their purchasing power within the Talent ecosystem rather than receiving cash dividends. Ideal for new members with strong products or service offerings.
Online Membership Application
Please attach the following documentary evidence to expedite the processing of the application.
The digital application process replicates the official Talent Card Membership Application, enabling businesses to provide detailed company information, authorized representatives, financial records, products, services, and business references through a secure online workflow.
Membership Renewal and Upgrade
Members can renew memberships through the platform, with smart contracts automatically managing renewal cycles. Members who grow their trade volume can upgrade from Red & White to Silver, or Silver to Gold, through a structured upgrade process.
KYC and Profile Verification
All new members undergo Know Your Customer (KYC) verification. Business credentials, directorship records, financial standing, and trade capacity are reviewed before a card is issued.
This verification record is maintained on the blockchain, making each member's credibility permanently verifiable by trading partners.
This verification record is maintained on the blockchain, making each member's credibility permanently verifiable by trading partners.
Feature Category 2: Trade and Transaction
Every member holds a Talent Account with the TalentBank. The account shows:
Each statement is generated and delivered automatically, referencing the blockchain ledger for accuracy.
Transaction Authorization System
Every Talent transaction is processed through a secure authorization mechanism before completion.
The platform automatically verifies:
Once approved, the system instantly generates a secure three-copy Trade Voucher consisting of:
Customer Copy
Merchant Copy
Talent Administration Copy
Trade Purchase Requisition
Members searching for specific products or services can submit a Trade Purchase Requisition directly through the platform.
Each request may include:
The Talent Card intelligently matches these requests with qualified member suppliers and facilitates business connections within the network.
Expense Analysis Tool
Members complete a detailed Expense Analysis to identify business and personal expenses that can potentially be replaced through Talent trading.
Business Expenses
Personal Expenses
Using these expense profiles, the Talent Card develops a customized savings strategy that identifies opportunities to replace conventional cash spending with Talent-based transactions.
Trading Voucher System
Every Talent transaction is supported by both digital and physical Trading Vouchers containing:
Trading vouchers are securely maintained by both parties and submitted to Talent Administration for accurate account settlement and record management.
Feature Category 3: Financial Management
The platform applies a transparent commission model for all trading activities.
Bonus Points are awarded annually and determine each member's dividend entitlement.
Points are calculated based on:
Income Distribution Model
Revenue generated by the Talent Card is distributed through a balanced model designed to benefit shareholders, members, and society.
This approach supports long-term platform sustainability while contributing to national economic and social development.
Monthly Administration Fee
Members contribute a monthly administration fee to maintain their Talent Card accounts.
This fee covers:
Account Administration
Monthly Statement Generation
Trade Coordinator Services
Platform Maintenance
Member Portal Access
Tax Invoices & Account Statements
The Talent Card automatically generates detailed monthly tax invoices and account statements in compliance with accounting standards of thier relevant country.
Each statement includes:
Network & Business Growth
Talent Member
Individual or business participating in the Talent Trading Programme
Provincial Talent Brokerage
Regional office managing local Talent Members
Overseas Talent Brokerage
International office connecting overseas trade opportunities
Overseas Provincial Talent Brokerage
Overseas regional branch supporting international expansion
Overseas Talent Member
International members participating in cross-border trading
The Talent Trading Network is centrally coordinated from the Talent Headquarters in Australia while expanding nationally and internationally through strategically established brokerage networks.
Franchise & Brokerage Opportunities
Qualified organizations and entrepreneurs may establish Provincial or Overseas Talent Brokerages.
Brokerages are responsible for:
Worldshine Lanka intends to establish dedicated Talent Department Stores across major cities.
These stores will:
Easy Recovery System (For Banks)
Commercial banks participating in the Talent Trading Programme can utilize the Easy Recovery System to improve loan recovery.
The process includes:
Banks submit debtor information to the Talent Card.
The Talent Card analyzes products and services offered by each debtor.
Qualified buyers are identified through the Talent Trading Network.
Sales proceeds are credited to the bank's Talent Account.
Banks utilize accumulated Talents for purchases within the network.
Outstanding loan balances are progressively reduced through successful trade activity.
Feature Category 5: Platform Administration
The Talent Card platform operates through specialized departments that ensure efficient governance, transparency, and operational excellence.
Administration Department
Platform governance, user management, security, compliance, and access control.
Trading Department
Product verification, marketplace supervision, and transaction management.
Credit Department
Credit assessments, limit management, and financial approvals.
Human Resources Department
Staff administration and organizational management.
Sales Department
Trade Coordinator management, sales monitoring, and performance evaluation.
Accounts Department
Invoicing, commissions, taxation, and financial reporting.
Research & Development Department
Innovation, product enhancement, and continuous platform improvement.
Media/Publication Department
Official communications, publications, media relations, and public information across the Talent Card network, including magazines, the annual directory, and flyers.
TalentBank
Stay Informed. Stay Connected. Never Miss an Opportunity.
The TalentBank platform keeps members informed about important account activities, transactions, membership updates, and trading opportunities through timely notifications. From transaction confirmations to personalized trade opportunities, members can stay connected with their Talent activities from one place.
Transaction Confirmations
Stay Updated on Every Transaction
Receive timely confirmation when a Talent transaction is successfully completed. Members can quickly review transaction details and maintain visibility over their trading activity.
Credit Limit Updates
Know Your Available Trading Capacity
Stay informed whenever there is an update to your approved Talent credit limit. Notifications help members understand their available credit and plan future trading activities accordingly.
Membership Renewal Reminders
Keep Your Membership Active
Receive advance reminders about upcoming membership renewals so you have sufficient time to complete the renewal process and maintain uninterrupted access to TalentBank services.
Bonus Point Calculations
Track the Value of Your Participation
Members can stay informed about bonus points earned through eligible Talent trading activities. Bonus points are calculated based on applicable programme criteria and can be considered when annual dividends are declared.
Dividend Announcements
Stay Informed About Dividend Updates
Receive important announcements regarding annual dividends, including applicable declarations and information relevant to your membership. Members can access dividend-related updates directly through the platform without missing important announcements.
Personalized Trade Opportunities
Discover Opportunities Relevant to Your Business
TalentBank can connect members with trading opportunities based on their business profile, products, services, and purchasing requirements. Members can receive relevant opportunities that help them identify potential buyers, sellers, products, and services.
From your latest transaction to your next business opportunity, TalentBank keeps you informed and connected throughout your participation in the Talent Trading Programme.
Documents & Programmes
Access important TalentBank documents, applications and programme information.
Analyse business expenses and identify potential opportunities within the Talent Trading Programme.
View / Download →Apply to become a member of the Talent Trading Programme.
View / Download →Learn how the Talent Trading Programme's Easy Recovery System is structured for participating commercial banks.
Learn More →Discover how insurance companies can use the Talent Trading Programme to develop new business and trading opportunities.
Learn More →Explore our transparent accounting & commission structure, 1 Tt = 1 LKR parity, and SLFRS double-entry accounting records.
Learn More →Learn how member transactions are protected through our 4-layer security architecture and proposed Insurance Surety Bond Facility.
Learn More →Key TalentBank Messages
Use the value of your products, services and business capacity to create new trading opportunities.
Use Talent transactions for eligible purchases and preserve cash for other business requirements.
Connect with businesses, professionals, producers and service providers across the Talent Network.
Introduce your products and services to members looking for opportunities to trade within the network.
Turn Talent value generated through trading into purchasing power across participating businesses.
Transform excess stock, available services, vacant capacity and downtime into potential trading opportunities.
Your Talent. Your Value. Your Network.
Connect. Trade. Conserve Cash. Grow.
Join the Talent Trading Programme and transform your products, services, professional skills, and available business capacity into real purchasing power. Through Talent Card, businesses, professionals, producers, and institutions worldwide can connect, trade, and grow within a verified, blockchain-secured ecosystem governed by smart contracts and supported by a dedicated global trading network-creating new sales opportunities, conserving cash, unlocking unused business value, and building a stronger global business community.
Choose your membership. Apply today. Start trading tomorrow.
Not sure which tier is right for you? Our team will help you identify the best membership for your business size and trade objectives.